Atlantic Stewardship Bank has merged with New Jersey’s Columbia Bank.

The Atlantic Stewardship Bank Visa Signature Card is no longer available.

Information below is for archival purposes only.


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The Atlantic Stewardship Bank approach to banking is unique: ten percent of its profits are shared with non-profit Christian organizations.

The original founders of the Bank were so deeply committed to this concept, that the Tithing Program was built into the corporate-by-laws.

The non-profit organizations receiving a portion of the banks earnings include missions, schools, and healthcare facilities.

The bank also offers strong support to civic groups located where the bank maintains its branches.


Atlantic Stewardship Bank

In a world where financial institutions often seem more focused on profit margins than purpose, Atlantic Stewardship Bank (ASB) stands as a beacon of integrity and compassion. Founded in 1985 in Midland Park, New Jersey, ASB was established with a unique mission: to tithe 10% of its pre-tax earnings annually to Christian and nonprofit organizations .(hookedoneverything.com)

A Biblical Foundation

The concept of tithing is deeply rooted in the Old Testament, where believers are encouraged to give a tenth of their earnings back to God. The founders of ASB were so committed to this principle that they enshrined it in the bank’s corporate by-laws. This commitment has remained steadfast, with the bank distributing over $8.8 million to various causes since its inception.

The Tithing Program

ASB’s tithing program supports a diverse array of organizations, all chosen through a prayerful and thoughtful process by the bank’s Board of Directors. The recipients fall into several categories:

  • Missions: Both local and international mission programs that provide food, shelter, and spiritual guidance to those in need.
  • Christian Schools: Educational institutions ranging from daycare centers to colleges, fostering faith-based learning environments.
  • Healthcare Facilities: Christian nursing homes, programs for individuals with special needs, and hospitals dedicated to compassionate care.
  • Civic Organizations: Local libraries, fire departments, ambulance corps, and other community service groups that enhance the quality of life for residents .

Ripple Effect of Generosity

The impact of ASB’s tithing program extends far beyond the financial contributions. By supporting these organizations, the bank helps to create a ripple effect of generosity and service throughout the community. For instance, donations to local food pantries ensure that families facing hardships have access to nutritious meals. Support for Christian schools provides students with a solid educational foundation rooted in faith. Assistance to healthcare facilities ensures that individuals receive care that addresses both their physical and spiritual needs.

Legacy of Stewardship

ASB’s commitment to stewardship has garnered recognition from various quarters. In 2018, the bank received the “Champion of Good Works” award from the Commerce and Industry Association of New Jersey, highlighting its exemplary philanthropic efforts . Additionally, the bank’s leadership, particularly former CEO Paul Van Ostenbridge, has been honored for their hands-on support of community initiatives.

The ASB Experience

Walking into an ASB branch is an experience in itself. Customers are greeted with warmth and genuine care, reflecting the bank’s core values. Employees often respond to compliments with a humble, “It’s what we do!”—a testament to the bank’s culture of service and stewardship.

Columbia Bank and the Continuation of the Tithing Mission

In 2019, ASB merged with Columbia Bank, bringing together two institutions with a shared commitment to community service. Columbia Bank has expressed its dedication to continuing ASB’s tithing mission through its own charitable initiatives, ensuring that the legacy of giving back remains strong.

Summary

Atlantic Stewardship Bank’s unique tithing program demonstrates that financial institutions can thrive while remaining true to their ethical and spiritual commitments. By integrating faith-based principles into its business model, ASB has not only achieved financial success but has also made a lasting positive impact on its community. In a world often driven by profit, ASB reminds us that true wealth lies in generosity, compassion, and stewardship.


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