PenFed Credit Union offers members four great credit card choices to fit their budgets.

PenFed Pathfinder® Rewards Visa Signature® Card features

• 50,000 bonus points credit after charging $3,000 on your new card within 90 days of account opening
• 4 times the points on all travel categories for members of the PenFed Honors Advantage program
• Earn 3 points on all travel category purchases
• All other eligible purchases earn 1.5 points per dollar spent
• $95 annual fee

Power Cash Rewards Visa Signature® Card features

• Generous 2% cash back on all eligible purchases for PenFed Honors Advantage Members
• 1.5% cash back on all eligible purchases for non-members
• $100 bonus statement credit when you spend $1,500 with new card within first 90 days
• No Annual Fee

Platinum Rewards Visa Signature® Card features

• 5 times the points on gas purchases paid at the pump
• 3 times the points on supermarket purchases
• 1 point per dollar charged on all other eligible purchases
• $100 bonus statement credit when you spend $1,500 with new card within first 90 days
• No Annual Fee

Gold Visa® Card features

• 0% introductory APR on balance transfers for the first 12 months
• APR as low as 7.49% for qualified applicants
• $100 bonus statement credit when you spend $1,500 with new card within first 90 days
• No Annual Fee

Credit card users had numerous benefits cash purchases did not provide, such as:

• Careful tracking of dates and prices paid
• Zero liability on fraudulent charges
• Identity theft protection
• EMV Chip Technology
• Contactless tap to pay on enabled terminals
• Online banking from the convenience of your residence
• Click to pay online (where available) with Visa’s smart and secure online checkout
• Mobile banking from wherever you’re located
• No need to worry about carrying or losing cash
• Instant alerts on suspicious transactions
• Paperless statements which cannot be lost
• Secure Apple Pay feature

Credit Union membership is required.

A little-known additional feature is available to active duty members of the United States Military. They may be eligible for SCRA benefits, such as a 6% APR cap on credit cards. Note though, SCRA does NOT relieve cardholders from making credit card payments on time!

For more information on qualifying and features of SCRA visit saveandinvest.org