Brighter Planet organization was acquired in 2013.
The information below is presented for archival purposes
Bank of America has teamed with Brighter Planet to offer an environmentally-activist Visa credit card to help fund renewable energy sources.
Some of the unique features are:
Earn 1 EarthSmart point for every $1 spent in net retail purchases.
Every time you use your Brighter Planet Visa credit card to make a purchase, you help fund renewable energy projects across the country.
EarthSmart points are automatically redeemed monthly.
Every point will fund an estimated pound of carbon offsets.
TERMS
- Grace period: 25 days
- Annual Fee: $0.00
- Transfer Fee: 4% ($10 min)
- Cash Advance Fee: 4% (10% min)
- Foreign Transaction Fee: 3%
- APR Intro: 0% for 7 months
- APR Balance: 12.24% to 20.99%
- APR Cash Advances: 24.24%
- Rewards: 1% EarthSmart points
- Minimum to redeem: 1,000 points
- Fraud Protection: yes
- Purchase Protection: yes
- Zero-liability: yes
- Warranty extension: yes
- Participates in Add-It-Up Program
- NOTE: 1,000 bonus points after first purchase
Carbon Footprint Credit Card Alternatives
If you’re interested in eco-friendly credit cards similar to the Brighter Planet Visa® Credit Card, there are a number of financial institutions that offer cards designed to support sustainability and environmental initiatives. Here are a few options:
1. Green Visa® by Wells Fargo
- Overview: Wells Fargo’s Green Visa® credit card is designed to support environmental sustainability by offering rewards for purchases that go toward offsetting carbon emissions.
- Key Features:
- Earn 1 point per dollar spent on everyday purchases.
- Points can be redeemed for carbon offset credits to reduce your carbon footprint.
- Special bonus points for eco-friendly purchases, like those made at renewable energy retailers.
- Partnerships: Wells Fargo partners with Carbonfund.org to provide carbon offset opportunities for cardholders.
2. Citi® / AAdvantage® Green Credit Card
- Overview: Citi has partnered with American Airlines to offer the Citi® / AAdvantage® Green Card, which allows users to offset their carbon footprint.
- Key Features:
- Earn miles for every purchase made.
- For every $1 spent on the card, a portion of the fee is contributed toward carbon offset programs.
- Cardholders can earn 10,000 bonus miles upon approval and enjoy the benefits of American Airlines’ frequent flyer program.
3. Chase Freedom Unlimited® Card with Green Rewards
- Overview: Chase has introduced eco-conscious initiatives within its Freedom Unlimited® card rewards program.
- Key Features:
- Earn 1.5% cash back on all purchases, and 3% cash back on dining and drugstore purchases.
- For every purchase made, Chase contributes a percentage of the rewards to eco-friendly projects.
- Optional features to allocate part of your cashback to reforestation programs or clean energy projects.
4. Aspiration Zero Credit Card
- Overview: The Aspiration Zero Credit Card is a carbon-neutral card that directly supports environmental sustainability.
- Key Features:
- Earn 1% cashback on all purchases, with the option to offset the carbon footprint of every purchase.
- The card comes with a monthly fee, but that fee is used to fund carbon offsets to neutralize your carbon emissions.
- Carbon offset certificates are provided regularly to show your positive environmental impact.
- Partnerships: Aspiration collaborates with The Nature Conservancy and Carbonfund.org to fund projects that reduce emissions.
5. World Wildlife Fund (WWF) Credit Card by Bank of America
- Overview: Bank of America offers a WWF-branded credit card in partnership with the World Wildlife Fund, providing a unique way for cardholders to support wildlife and environmental causes.
- Key Features:
- A percentage of every purchase is donated to WWF to support its conservation efforts.
- Cardholders earn cashback rewards, which can be donated to WWF projects.
- Special promotions for cardholders to participate in WWF events and causes.
6. World’s First Carbon-Neutral Credit Card by TomoCredit
- Overview: TomoCredit offers the world’s first carbon-neutral credit card, which works in partnership with Chase to help users offset their carbon footprints.
- Key Features:
- Earn 1% cashback on all purchases.
- The company offsets carbon emissions by investing in renewable energy projects and forest conservation.
- No credit score required, and no annual fee for the card.
These credit cards not only help reduce carbon footprints but also offer rewards and other incentives to encourage ecology friendly behaviors. Many of these products contribute to renewable energy projects, carbon offsets, or other environmental causes, giving cardholders an opportunity to make a positive impact while managing their finances.
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