Chase Slate Edge offers cardholders a way to build their credit score and reduce their interest rate by 2% each year. Plus pay no interest on purchases for the first 18 months.

LOWER INTEREST RATES OVER TIME

Suppose you start with the highest APR of 23.74% after the generous 0% APR period. Your APR could automatically go down to 21.74% after 12 months if you charge at least $1,000 and pay on time. Best of all rate could drop to 19.74%, 17.14%. 15.14%, 13.14% over the years if bills are paid regularly.

RAISE CREDIT LIMIT AFTER SIX MONTHS

If you pay on time and spend at least $500 Chase will automatically review your Slate Edge account after six months for a higher credit limit.

INTRODUCTORY 0% OFFER ON BALANCE TRANSFERS

Should you prefer to make a balance transfer instead of a purchase, you will receive the same generous 0% APR for 12 months. Note that an upfront  3% balance transfer fee applies.

OTHER FREE BENEFITS

• No annual fee
• Monitor your credit scores with alerts about changes or suspicious activity
• Convenient tap to pay (no signature required) feature where available
• Purchase protection up to $500 per claim
• Extended warranty by an extra year
• Zero liability on unauthorized purchases
• Chase Offers with select merchants